New York law protects your right to choose your own auto body shop. Under New York Insurance Law § 2610, your insurer cannot require that repairs be made at a specific facility. Consider an I-CAR certified shop, get a written estimate, and understand who is paying before authorizing repairs.
Your Rights Under New York Law
Verified New York City Auto Body Shops
No verified shops listed yet
We only list body shops after independently verifying the business, its address, and its certifications, and we have not completed that verification for New York City yet. Rather than show you unverified listings, we are showing you none.
Until then, you can find well-reviewed shops yourself: search collision repair shops on Google Maps ↗ and look for I-CAR Gold Class or manufacturer certifications, recent reviews that mention communication and supplement handling, and a written estimate before work begins. Your right to choose the shop is yours, not the insurer's.
Verified listings will appear here once our review is complete.
Frequently Asked Questions
Can the insurance company force me to use their preferred shop in New York?▼
No. New York law protects your right to choose your own repair shop. Under New York Insurance Law § 2610, an insurer cannot require that repairs be made at a particular shop. If an adjuster pressures you toward a preferred shop, you can decline and choose your own.
What if the insurance estimate is too low to cover repairs?▼
If the insurer's estimate is inadequate, your shop can submit a supplemental claim. The insurer is generally responsible for the necessary cost of returning your vehicle to pre-accident condition. If they refuse, you can file a complaint with the New York Department of Financial Services (DFS), and an attorney can help dispute the estimate.
Do I have to pay a deductible at the auto body shop?▼
Only if you're filing on your own collision coverage. If you're filing a third-party claim against the at-fault driver's insurance, you generally pay no deductible. If liability is disputed, an attorney can help resolve the coverage dispute.
What is I-CAR certification and why does it matter?▼
I-CAR (Inter-Industry Conference on Auto Collision Repair) Gold Class certification indicates a shop's technicians are trained to current repair standards. For newer vehicles with advanced safety systems (ADAS, airbags), I-CAR certification significantly reduces the risk of improper repairs that could compromise your safety.
Were you injured in the crash?
⚡ Free · No Obligation
See If You Qualify in 60 Seconds
Step 1: Select accident type
What type of accident were you in?